首先让我们来看一下官方的要求:
If you need to provide evidence of financial capacity, you will be able to demonstrate this by providing one of the following:
1. evidence of funds to cover travel to Australia and 12 months’ living, course and (for school aged dependants) schooling costs for the student and accompanying family members
From 1 July 2016, the 12 month living cost is:
student or guardian - AUD 19,830 partner or spouse - AUD 6,940 child - AUD 2,970
Travel costs-If applying outside Australia, include AUD 2,000.
2. evidence that you meet the annual income requirement
3. an Acceptance Advice of Secondary Exchange Students (AASES) form (secondary exchange students only)
4. a letter of support from the Department of Foreign Affairs and Trade or Department of Defence.
就是说如果您没有澳洲外交贸易部,国防部的担保,也非交换学生的话,
您需要提供您具备前往澳洲的旅行费用和在澳洲前12个月的学习生活费用。如果您有副申请人(监护人,配偶,孩子)也需要提供相应的经济担保。(学生/监护人一年需要19,830澳币,配偶6,940澳币,孩子2,970澳币)
例如:一位学生1年的学费为2万澳币,那么他所需要提供的经济担保为存款(2万澳币学费+2万澳币生活费+2千澳币旅行费,一共4.2万澳币,约合人民币22万元) 如果一位学生要带他的配偶以及孩子一同来澳洲生活,需要提供(总共5万5千澳币担保金) 或者您还可以提供年收入证明,一位学生需要有年薪至少6万澳币的经济担保(可以是父母或者她们的总收入,证明必须是官方政府的文件比如税收证明,移民局不接受银行证明,或者雇主信息)另外您还需要证明您可以使用担保人所提供的资金
澳大利亚移民局认可两种形式的资金担保,一种是银行存期6个月以上的资金以及银行出具的留学贷款证明。